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Digital Public Goods Alliance - 2026
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Mifos Payment Hub Enterprise Edition (Mifos Payment Hub, Mifos PH-EE)
Modern orchestation engine for digital & real-time Payments enabling DFSPs to connect to and participate in instant inclusive payment systems and for governments to disburse payments in bulk to functional wallet accounts.
Owner
The Mifos Initiative
Type
backend, mobile, web
Licence
MPL-2.0
Last evaluated
15.04.2024
Origin country
United States of America
contact
dhiggins@mifos.orgRelease date
-
DPG since
15.04.2024
The following repositories were submitted by the solution and included in our evaluation. Any repositories, add-ons, features not included in here were not reviewed by us.
N/A
N/A
English
Our other Digital Public Goods, Mifos & Fineract, have been adopted by the government of Mexico. They are currently exploring usage of PH-EE for P2G payment flows for collection of tax revenue. Our te…
* This information is self-reported and updated annually
SDG 1 & 10 - The Mifos Initiative is a global 501(c)3 fintech non-profit leveraging the cloud, mobile & open source community to democratize financial services worldwide and digitally transform the world's 3 billion poor and underbanked. We aim to create a world of 3 Billion Maries where everyone has access to the financial resources needed to create a better life for themselves and their family. More than 35 million clients supported by 500+ fintechs and financial institutions using our open APIs to power their solutions. SDG1 - reducing poverty by ensuring money can be kept in the local communities and lowering the costs of transactions will income for families to send on food as well as enabling G2P funding to reach end-beneficiaries that may not be able to receive it otherwise. More directly PH-EE can be deployed as part of government social protection programs for agricultural input and in-kind vouchers as well as be used to facilitate repayments and disbursals for agrilending projects. SDG8 - we enable economic growth by reducing the underbanked and enabling them as part of an economy with affordable transactions. SDG16 - we allow for strong institutions through accountable G2P programmes of distribution. PH-EE can also enable private sector digital financial service providers to both participate in national payment schemes and provide centralized reporting and DFSP-level transaction monitoring to give governments transparency into these institutions and the ability to monitor and detect fraud.
Although traditionally PH-EE has used Zeebe which has a more restrictive (non OSI-approved) licence. We now have a version that includes Netflix conductor to replace the dependency on Zeebe if required by implementors which Mifos will continue to support. This Netflix Conductor version ensures DPG adherence the platform independence and open licensing standards.
Yes
Principles for Digital Development
PII data is collected and stored but NOT distributed.
All such data is securely stored and encrypted and passed over secure authenticated interfaces with other systems.
Content is NOT collected NOT stored and NOT distributed.
Yes
Contribution guidelines - https://github.com/openMF/community-app/blob/develop/Contributing.md, Code of conduct - https://mifos.org/resources/community/code-of-conduct/
2026-09-08 16:36:47
System marked Mifos Payment Hub-EE (PH-EE) (12339) as a nominee
2026-09-08 16:36:47
Bolaji Ayodeji (L2) (L2 Reviewer) requested clarifications for Mifos Payment Hub-EE (PH-EE) (12339)
2026-09-08 16:36:34
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (12339)
2026-09-08 16:35:56
Bolaji Ayodeji (L2) (L2 Reviewer) failed 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (12339)
2026-09-08 16:35:31
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-09-08 15:30:04
Bolaji Ayodeji (L2) (L2 Reviewer) moved Mifos Payment Hub-EE (PH-EE) (12339) to under review
2026-08-26 20:32:52
Bolaji Ayodeji (L2) (L2 Reviewer) moved Mifos Payment Hub-EE (PH-EE) (12339) to under consultation
2026-08-26 00:00:02
System add new tag Late to Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-25 17:10:51
Bolaji Ayodeji (L2) (L2 Reviewer) passed 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-25 17:10:33
Bolaji Ayodeji (L2) (L2 Reviewer) passed 8. Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-25 17:10:06
Bolaji Ayodeji (L2) (L2 Reviewer) passed 6. Mechanism for Extracting Data for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-25 17:09:54
Bolaji Ayodeji (L2) (L2 Reviewer) passed 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-25 17:09:52
Bolaji Ayodeji (L2) (L2 Reviewer) edited 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-25 15:51:33
Bolaji Ayodeji (L2) (L2 Reviewer) pulled Mifos Payment Hub-EE (PH-EE) (12339) under review
2026-08-19 02:59:59
System remove tag Late from Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:59:59
Luis Sanchez (L1 Reviewer) submitted their review of Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:59:43
Luis Sanchez (L1 Reviewer) passed 8. Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:59:41
Luis Sanchez (L1 Reviewer) edited 8. Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:58:45
Luis Sanchez (L1 Reviewer) passed 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:58:42
Luis Sanchez (L1 Reviewer) edited 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:53:28
Luis Sanchez (L1 Reviewer) edited 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:49:51
Luis Sanchez (L1 Reviewer) passed 6. Mechanism for Extracting Data for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:49:49
Luis Sanchez (L1 Reviewer) edited 6. Mechanism for Extracting Data for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:49:32
Luis Sanchez (L1 Reviewer) passed 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:49:10
Luis Sanchez (L1 Reviewer) passed General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:49:06
Luis Sanchez (L1 Reviewer) edited General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:47:57
Luis Sanchez (L1 Reviewer) passed 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (12339)
2026-08-19 02:47:28
Luis Sanchez (L1 Reviewer) pulled Mifos Payment Hub-EE (PH-EE) (12339) under review
2026-08-13 18:27:12
Application clarifications submitted, Application move to L1 for review again
2026-08-13 18:27:12
New tag (Clarifications) added to application
2026-07-28 15:49:39
Bolaji Ayodeji (L2) (L2 Reviewer) requested clarifications for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 15:49:38
System marked Mifos Payment Hub-EE (PH-EE) (12339) as a nominee
2026-07-28 15:49:28
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 15:49:23
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:41:44
Bolaji Ayodeji (L2) (L2 Reviewer) passed Scale of Solution for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:41:40
Bolaji Ayodeji (L2) (L2 Reviewer) passed 9C. Protection from Harassment for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:41:05
Bolaji Ayodeji (L2) (L2 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:40:34
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:39:58
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:39:08
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 8. Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:35:01
Bolaji Ayodeji (L2) (L2 Reviewer) passed 7. Privacy & Applicable Laws for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:34:36
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on 6. Mechanism for Extracting Data for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:33:35
Bolaji Ayodeji (L2) (L2 Reviewer) passed 5. Documentation for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:33:11
Bolaji Ayodeji (L2) (L2 Reviewer) failed 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:32:58
Bolaji Ayodeji (L2) (L2 Reviewer) passed 3. Clear Ownership for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-28 14:32:53
Bolaji Ayodeji (L2) (L2 Reviewer) failed 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-27 20:00:02
System add new tag Late to Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-27 11:58:20
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-27 11:57:37
Bolaji Ayodeji (L2) (L2 Reviewer) passed 1. SDG Relevance for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-27 11:57:12
Bolaji Ayodeji (L2) (L2 Reviewer) require clarification on General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-07-27 11:52:37
Bolaji Ayodeji (L2) (L2 Reviewer) pulled Mifos Payment Hub-EE (PH-EE) (12339) under review
2026-01-05 19:43:38
Luis Sanchez (L1 Reviewer) submitted their review of Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:43:33
Luis Sanchez (L1 Reviewer) passed Scale of Solution for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:43:27
Luis Sanchez (L1 Reviewer) passed 9C. Protection from Harassment for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:43:14
Luis Sanchez (L1 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:43:09
Luis Sanchez (L1 Reviewer) passed 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:43:01
Luis Sanchez (L1 Reviewer) passed 8. Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:56
Luis Sanchez (L1 Reviewer) passed 7. Privacy & Applicable Laws for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:51
Luis Sanchez (L1 Reviewer) passed 6. Mechanism for Extracting Data for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:46
Luis Sanchez (L1 Reviewer) passed 5. Documentation for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:34
Luis Sanchez (L1 Reviewer) passed 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:18
Luis Sanchez (L1 Reviewer) passed 3. Clear Ownership for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:13
Luis Sanchez (L1 Reviewer) passed 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:42:08
Luis Sanchez (L1 Reviewer) passed 1. SDG Relevance for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:41:57
Luis Sanchez (L1 Reviewer) passed General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:41:43
Luis Sanchez (L1 Reviewer) edited General Information for Mifos Payment Hub-EE (PH-EE) (12339)
2026-01-05 19:40:54
Luis Sanchez (L1 Reviewer) pulled Mifos Payment Hub-EE (PH-EE) (12339) under review
2025-06-17 16:30:32
Edward Cable (Applicant) submitted application for Mifos Payment Hub-EE (PH-EE) (12339)
2025-02-14 01:30:03
System created a refresher application for Mifos Payment Hub-EE (PH-EE) (11372)
2025-02-14 01:30:03
System created an autofill refresher application for Mifos Payment Hub-EE (PH-EE) (12339)
2024-04-15 15:44:50
Richard Kagaba (L2 Reviewer) submitted their review of Mifos Payment Hub-EE (PH-EE) (1051) and found it to be a DPG
2024-04-15 15:44:48
System unmarked Mifos Payment Hub-EE (PH-EE) (11372) as a nominee
2024-04-15 15:44:36
Richard Kagaba (L2 Reviewer) passed 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-15 15:44:30
Richard Kagaba (L2 Reviewer) moved Mifos Payment Hub-EE (PH-EE) (11372) to under review
2024-04-15 15:44:23
Richard Kagaba (L2 Reviewer) finished consultation on 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-15 12:28:28
Ivan Perdomo (Expert) submitted their inputs on 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (11372) as “input”
2024-04-09 11:48:40
Richard Kagaba (L2 Reviewer) requested consultation on 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:41:19
Richard Kagaba (L2 Reviewer) moved Mifos Payment Hub-EE (PH-EE) (11372) to under consultation
2024-04-09 11:37:13
Richard Kagaba (L2 Reviewer) passed 6. Non-PII Data Extraction for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:36:22
Richard Kagaba (L2 Reviewer) passed Scale of Solution for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:36:11
Richard Kagaba (L2 Reviewer) passed 9C. Protection from Harassment for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:35:55
Richard Kagaba (L2 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:35:11
Richard Kagaba (L2 Reviewer) passed 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:34:41
Richard Kagaba (L2 Reviewer) passed 8. Open Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 11:26:32
Richard Kagaba (L2 Reviewer) passed 7. Privacy & Applicable Laws for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 09:50:06
Richard Kagaba (L2 Reviewer) passed 5. Documentation for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 09:33:04
Richard Kagaba (L2 Reviewer) passed 3. Clear Ownership for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 09:22:44
Richard Kagaba (L2 Reviewer) passed 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 09:21:50
Richard Kagaba (L2 Reviewer) passed 1. SDG Relevance for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 09:20:58
Richard Kagaba (L2 Reviewer) passed General Information for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 09:16:36
Richard Kagaba (L2 Reviewer) pulled Mifos Payment Hub-EE (PH-EE) (11372) under review
2024-04-09 05:01:30
L1 Reviewer (L1 Reviewer) submitted their review of Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 05:01:24
L1 Reviewer (L1 Reviewer) passed Scale of Solution for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 05:01:21
L1 Reviewer (L1 Reviewer) passed 9C. Protection from Harassment for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 05:01:18
L1 Reviewer (L1 Reviewer) edited 9C. Protection from Harassment for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:58:47
L1 Reviewer (L1 Reviewer) passed 9B. Inappropriate & Illegal Content for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:58:44
L1 Reviewer (L1 Reviewer) passed 9A. Data Privacy & Security for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:56:14
L1 Reviewer (L1 Reviewer) passed 8. Open Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:56:09
L1 Reviewer (L1 Reviewer) edited 8. Open Standards & Best Practices for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:53:55
L1 Reviewer (L1 Reviewer) passed 7. Privacy & Applicable Laws for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:53:40
L1 Reviewer (L1 Reviewer) edited 7. Privacy & Applicable Laws for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:53:29
L1 Reviewer (L1 Reviewer) passed 6. Non-PII Data Extraction for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:53:24
L1 Reviewer (L1 Reviewer) edited 6. Non-PII Data Extraction for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:52:11
L1 Reviewer (L1 Reviewer) passed 5. Documentation for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:51:29
L1 Reviewer (L1 Reviewer) edited 5. Documentation for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:49:42
L1 Reviewer (L1 Reviewer) edited a note on 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:49:27
L1 Reviewer (L1 Reviewer) passed 4. Platform Independence for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:49:08
L1 Reviewer (L1 Reviewer) passed 3. Clear Ownership for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:48:56
L1 Reviewer (L1 Reviewer) passed 2. Open Licensing for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:48:23
L1 Reviewer (L1 Reviewer) passed 1. SDG Relevance for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:48:21
L1 Reviewer (L1 Reviewer) edited 1. SDG Relevance for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:46:54
L1 Reviewer (L1 Reviewer) passed General Information for Mifos Payment Hub-EE (PH-EE) (11372)
2024-04-09 04:46:12
L1 Reviewer (L1 Reviewer) pulled Mifos Payment Hub-EE (PH-EE) (11372) under review
2024-03-06 21:05:15
() submitted application for Mifos Payment Hub-EE (PH-EE) (11372)
Digital Payments